Simplifying payment processing for your business

At Pay By Card, we empower ambitious businesses with a reliable launchpad for growth through secure online payment solutions, while enhancing consumer transactions with seamless experiences.

Simplifying payment processing for your business

At Pay By Card, we empower ambitious businesses with a reliable launchpad for growth through secure online payment solutions, while enhancing consumer transactions with seamless experiences.

Why Pay By Card?
At Pay By Card, we redefine payment processing by focusing on people and partnerships. Our commitment is clear: to empower businesses with seamless, secure payment solutions that drive growth and enhance customer experiences. Whether you’re navigating E-commerce or retail environments, our tailored platforms integrate effortlessly, supported by a team dedicated to your success.
We specialize in providing flexible solutions tailored to your unique needs, backed by a network of over 20 banks. From startups to niche markets, we’re dedicated to simplifying complexities and ensuring every transaction fuels your business forward.
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Partnerships with Banks

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Merchants

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Reduction in Chargebacks

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Uptime for Payment Processing

Our Benefits

  • Secure Transactions

    Your transactions are protected with advanced security measures provided by Pay By Card and its partners, ensuring safety from fraud and unauthorized access.

  • Fast Processing

    Process payments quickly and efficiently with Pay By Card's seamless payment systems, reducing downtime and improving transaction speed.

  • High-Risk Industry Approvals

    Even businesses in high-risk industries can get fast approvals with Pay By Card, making it easier to get the payment processing you need.

  • Competitive Rates

    Benefit from Pay By Card’s competitive rates, providing cost-effective payment processing solutions that help you save money.

  • 24/7 Support

    Access support any time, day or night, with Pay By Card’s around-the-clock customer service, ensuring you get the help you need whenever you need it.

  • Multi-Currency Support

    Expand your business globally with Pay By Card’s multi-currency support, allowing you to accept payments from customers around the world.

  • Seamless Integration

    Integrate Pay By Card’s payment processing seamlessly with your existing systems, minimizing disruptions and ensuring a smooth transition.

  • Fraud Prevention

    Reduce the risk of fraud with Pay By Card’s advanced fraud prevention tools, ensuring your business and customers are protected.

Solutions

Online & E-Commerce Payments

Efficiently handle various payment methods on your ecommerce platform.

Online & E-Commerce payments

Efficiently handle various payment methods on your ecommerce platform.

In Store Payments

Streamline in-store transactions with Pay By Card’s tailored solutions for retail environments. Our POS systems are designed for ease of use and integration with your existing setup. Accept all major credit and debit cards seamlessly, and enjoy quick and reliable transaction processing.

In Store Payments

Streamline in-store transactions with Pay By Card’s tailored solutions for retail environments. Our POS systems are designed for ease of use and integration with your existing setup. Accept all major credit and debit cards seamlessly, and enjoy quick and reliable transaction processing.
What is Rapid Dispute Resolution by Verifi and Alerts by Ethoca?
Rapid Dispute Resolution (RDR) and Alerts are tools that allows merchants to respond to disputes with automatic refunds instead of going through a complex chargeback process and losing money. RDR and Alerts provide real-time resolution for disputes. We offer our solution in partnership with Verifi (Visa) and Ethoca (Mastercard).

How it works?


1. A transaction is disputed
The cardholder contacts the bank to dispute a transaction that he does not recognize.

2. RDR is initiated
The cardholder’s bank activates the RDR system.

3. Filters chosen by the merchant are applied
Our tool consults your pre-set filters and RDR Rules to determine whether or not the transaction should be refunded.

4. Refund is issued
If the transaction meets the pre-set filters, the qualifying transaction is automatically refunded on your behalf.

5. Chargeback is avoided
Chargeback is prevented, and your funds are safe.

Our Vision

At Pay By Card, we are dedicated to redefining merchant processing solutions for businesses worldwide. Our vision is to lead the industry by providing the most advanced, secure, and seamless payment processing solutions available.

We aim to revolutionize how businesses manage their financial transactions, offering secure and innovative merchant processing solutions that enhance efficiency and drive growth. Our commitment to excellence ensures that every client receives personalized service and support tailored to their unique needs.

With Pay By Card, businesses can trust in our expertise to navigate the complexities of payment processing, enabling them to focus on what matters most—growing their business. We strive to be the trusted partner that businesses rely on for secure, reliable, and forward-thinking payment solutions.

Join us as we continue to innovate and set new standards in merchant processing, empowering businesses to thrive in a rapidly evolving digital economy.

TESTIMONIALS

Anna Patel

TechPros Solutions

Switching to Pay By Card streamlined our online transactions. Their secure payment gateway and responsive support have made a significant impact on our business.

Carlos Ramirez

Rami Auto Parts

Pay By Card's POS solutions have simplified our in-store payments. Their system integrates seamlessly with our operations, improving efficiency and customer satisfaction.

Sophie Nguyen

Nguyen's Fashion Boutique

Handling disputes is stress-free with Pay By Card. Their proactive approach and thorough reporting ensure we can focus on growing our business.

Omar Khan

Breor Advertising

Pay By Card's online processing tools have been essential for our advertising business. Their platform is robust and adaptable, catering perfectly to our needs.

Leila Garcia

Huna Gourmet Foods

We rely on Pay By Card for secure and reliable payment solutions. Their customized services have helped us expand our online sales without worries.

FAQ’s

What is Pay By Card?
Pay By Card is a payment processing enabler that offers a wide range of merchant account solutions through various ISOs/acquirers. We specialize in providing businesses with secure and efficient payment processing services to facilitate online and in-store transactions.
What types of businesses do you serve?
We cater to a diverse range of businesses, including E-commerce stores, retail shops, restaurants, service providers, and more. Whether you’re a startup or an established enterprise, we have solutions tailored to meet your specific industry needs.
What merchant processing solutions do you offer?
Our services include online processing solutions for E-commerce, in-store processing for retail environments, and specialized tools for managing disputes and chargebacks. We also provide integration with various payment gateways and POS systems.
How secure are Pay By Card's payment processing solutions?
Security is our top priority. We utilize industry-leading encryption and security protocols to ensure that all transactions processed through Pay By Card are safe and protected from fraud. Our systems comply with the highest standards of PCI-DSS (Payment Card Industry Data Security Standard).
How do I get started with Pay By Card?
Getting started is easy! Simply contact us through our website or give us a call to speak with one of our payment processing experts. We’ll guide you through the setup process and help you choose the right solution for your business.
Can Pay By Card support high-risk industries?
Yes, we specialize in providing solutions for businesses in high-risk industries that may face challenges with traditional processors. Our network of over 20 banks allows us to find the right processing solution tailored to your specific industry requirements.
What kind of customer support does Pay By Card offer?
We provide 24/7 customer support to ensure that your business operations run smoothly. Our knowledgeable support team is available to assist with any questions or issues you may have regarding your payment processing solutions.
Are there any setup fees or long-term contracts?
We offer transparent pricing with no hidden fees. Our pricing structures are competitive, and we provide flexible contract terms that cater to the needs of your business. Contact us for a customized quote based on your specific requirements.

Online & E-Commerce payments

Unlock a world of payment possibilities for your business with our comprehensive platform and strategic partnerships. Seamlessly accept credit and debit cards alongside a variety of alternative payment methods, all within our intuitive interface. Our extensive network of partnerships ensures you can offer your customers the flexibility they demand while streamlining your payment processing operations.

In Store Payments

Streamline in-store transactions with Pay By Card’s tailored solutions for retail environments. Our POS systems are designed for ease of use and integration with your existing setup. Accept all major credit and debit cards seamlessly, and enjoy quick and reliable transaction processing.